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SIP Calculator

Estimate SIP or lumpsum growth, total invested amount, and long-term wealth creation.

Investment Parameters

Investment Mode
Plan Snapshot
Monthly contribution with compound growth.Projection period: 15 years
Planning Mode
Quick scenariosPick a starting point, then tune the sliders
Risk Preset
โ‚น
โ‚น 1,000โ‚น 200,000
%
% 1% 20
%
% 0% 3
Net return used for projection: 11.50% p.a.
%
% 0% 30
Yr
Yr 1Yr 40
%
% 0% 25
Inflation Adjustment

Projected Summary

Estimated Portfolio Value
โ‚น 83,48,482
After tax estimate: โ‚น 77,81,509
Total Invested
โ‚น 38,12,698
Estimated Gain
โ‚น 45,35,784
Estimated Tax
โ‚น 5,66,973
Post-tax Value
โ‚น 77,81,509
Invested vs Growth
ModeSIP
Gross Return12% p.a.
Expense Ratio0.50% p.a.
Net Return Used11.50% p.a.
Tax Rate12.5%
Time Horizon15 years
Final SIPโ‚น 37,975/mo
Return Scenario Comparison
Conservative (9.50%)โ‚น7.16M
Base (11.50%)โ‚น8.35M
Optimistic (13.50%)โ‚น9.80M

Yearly Growth Path

This projection shows how your invested amount and estimated value compound over time.

Year 1
Invested โ‚น120KGain โ‚น7.7K
โ‚น 1,27,744
Year 5
Invested โ‚น732.6KGain โ‚น239.4K
โ‚น 9,72,002
Year 10
Invested โ‚น1.91MGain โ‚น1.38M
โ‚น 32,88,072
Year 15
Invested โ‚น3.81MGain โ‚น4.54M
โ‚น 83,48,482

Mutual Fund Planning Made Clear

A mutual fund calculator helps you estimate how regular SIP contributions or a one-time lumpsum investment may grow over time based on an expected annual return.

This view lets you compare invested amount, estimated value, and overall gain so it is easier to plan for long-term goals like retirement, education, or wealth building.

Returns are projections, not guarantees, but a calculator makes compounding easier to understand and discuss before you invest.