Calculator toolkit
NPS Calculator
Estimate retirement corpus and monthly pension under National Pension System.
Investment Details
₹
₹ 500₹ 100,000
Yr
Yr 1Yr 42
%
% 1% 15
%
% 20% 100
%
% 1% 10
Pension Estimate
Estimated Monthly Pension
₹45,587
Total Corpus: ₹2.28 Cr
Lump Sum Amount
₹136.8L
Annuity Value
₹91.2L
Quick Scenarios & Settings
NPS Withdrawal Rules
- Withdraw up to 60% as tax-free lump sum at age 60.
- Remaining amount (min 40% for Govt) used for annuity.
- Private sector can opt for as low as 20% annuity.
- Market-linked returns from Equity, Govt & Corp Bonds.
NPS: Retirement Planning for India
The National Pension System (NPS) is a voluntary, long-term retirement savings scheme designed to enable systematic savings during your working life.
It offers a unique combination of market-linked returns and social security. At age 60, you can withdraw up to 60% of the corpus tax-free, while the remaining 40% is used to purchase an annuity for a regular pension.
NPS provides additional tax benefits under Section 80CCD, making it a powerful tool for both retirement planning and tax optimization.