Calculator toolkit
PPF Calculator
Calculate maturity amount and interest earned on your Public Provident Fund.
Investment Details
₹
₹ 500₹ 150,000
Maximum limit is ₹1.5 Lakh per year.
Yr
Yr 15Yr 50
Min 15 years required. Extendable in blocks of 5 years.
Compounding Rule
• Interest is compounded annually.
• Current rate: 7.1% p.a.
• Deposits before 5th of the month earn interest for that month.
Compounding Summary
Maturity Amount
₹40,68,209
Maturity Year: 2041
Total Invested
₹22,50,000
Interest Earned
₹18,18,209
Quick Scenarios & Settings
PPF Benefits
- Risk-free, government-backed returns.
- EEE Tax Status (Exempt on Investment, Interest & Maturity).
- Loan and partial withdrawal facilities available.
- Flexible deposit frequency (monthly or yearly).
The Power of PPF
Public Provident Fund (PPF) is one of the most popular long-term saving-cum-tax-saving instruments in India, offering a guaranteed return and tax benefits under the EEE category.
It has a mandatory lock-in period of 15 years, which can be extended in blocks of 5 years. The maximum investment limit is ₹1.5 lakh per financial year.
Interest is compounded annually and the rate is set by the government quarterly. It is an ideal tool for risk-averse investors looking for wealth creation with capital protection.