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Tax Regime Calculator

Compare tax liabilities between Old and New regimes based on budget FY 2025-26 / 2026-27.

Income & Deduction Inputs

100,000 5,000,000
0 1,000,000
Old Regime Deductions

Deductions below apply ONLY to the Old Tax Regime calculations.

0 150,000
0 75,000
0 200,000
0 500,000

Regime Comparison

Old Tax Regime

Taxable Income10,25,000
Standard Deduction50,000
Exemptions & Deductions1,75,000
Tax before Cess1,20,000
Education Cess (4%)4,800
Total Tax Payable1,24,800
Recommended

New Tax Regime

Taxable Income11,75,000
Standard Deduction75,000
Exemptions & Deductions₹0 (Not Allowed)
Tax before Cess76,250
Education Cess (4%)3,050
Total Tax Payable79,300
You will save ₹45,500 by choosing the New Tax Regime!
Old Regime Tax Rate (10.0% of gross)1,24,800
New Regime Tax Rate (6.3% of gross)79,300

Slab-wise Breakdown Analysis

Understand how your taxable income gets distributed across the slab boundaries under both regimes.

Old Regime Slabs

Income SlabsRateTax Amount
₹0 - ₹2.5L0%0
₹2.5L - ₹5L5%12,500
₹5L - ₹10L20%1,00,000
Above ₹10L30%7,500

New Regime Slabs

Income SlabsRateTax Amount
₹0 - ₹3L0%0
₹3L - ₹7L5%20,000
₹7L - ₹10L10%30,000
₹10L - ₹12L15%26,250
₹12L - ₹15L20%0
Above ₹15L30%0

New vs Old Indian Tax Regime Comparison

In India, taxpayers can choose between two tax regimes: the Old Tax Regime, which offers various deductions and exemptions (such as Section 80C, 80D, HRA, and Home Loan Interest under Section 24b), and the New Tax Regime, which has lower tax rates but fewer deductions.

Our Tax Regime Calculator helps you enter your gross income and deduction scenarios to see exactly which regime saves you more money under the latest Union Budget regulations (FY 2025-26 and FY 2026-27).

The New Regime includes a standard deduction of ₹75,000 and has a tax rebate under Section 87A for taxable incomes up to ₹7,00,000, effectively making income up to ₹7.75 Lakhs tax-free.

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